In a nutshell the rule states that if more than 25 percent of a roof or section of a roof is repaired replaced or recovered then the entire roofing system or roof section must be brought.
Roof 25 rule.
Florida s building code states that if more than 25 percent of a roof is damaged then the entire roof must be brought up to code.
If more than 25 percent of your roof was damaged you may be entitled to a full replacement.
First let s start with a scenario where more than 25 percent of your roof was damaged as many florida homeowners experienced with hurricanes hermine and matthew last year.
Florida s 25 reroofing rule is found in the 2017 florida building code existing building 6th edition within chapter 7 section 706 1 1 existing roofing.
The rule applies to roof repair of any commercial or residential building.
Roof damages greater than 25 if more than 25 of the roof is damaged by covered events then the rule entitles you to a complete replacement of the roofing system with a few exceptions.
Obviously the rule is of extreme importance for florida irma property claims.
The rule refers to a roofing system as the two slanted sections covering the home.
In a nutshell the rule states that if more than 25 percent of a roof or section of a roof is repaired replaced or recovered then the entire roofing system or roof section must be brought up to code.
So basically the rule means that if your roof coverings whether it is tile ceramic clay etc asphalt shingles organic or fiberglass metallic or any other coverings and their associated underlayment felt synthetic or any other waterproofing material is damaged more than 25 of the total roof section due to any environmental conditions or any other reason then as per the code the homeowner is supposed to replace and remove the damaged covering as per the building code requirements.